Personal Data Protection Act Consent Form

Privacy

Declaration

  1. I/We hereby agree and consent that Yandem Tech Ltd, the owner of InvestXD, may collect, use, disclose and process my/our personal information set out in the online registration form and/or otherwise provided by me/us or possessed by Yandem Tech Ltd, for one or more of the purposes as stated in Data Protection Act, 2012 (Act 843).

  2. By checking the box in the online registration form, I/we represent and warrant that I/we are the user and/or subscriber of the telephone number(s) provided by me/us in the form, and that I/we have read and understood all of the above provisions, including the Personal Data Protection Terms and Conditions.

Personal Data Protection

Terms and Conditions

  1. To process, administer and/or manage your relationship and/or account with InvestXD, and to provide you with the services and products of Yandem Tech Ltd, Yandem Tech Ltd will necessarily need to collect, use, disclose and/or process your personal data or personal information about you, including your transactions, your financial conditions, and your account/facilities information.

  2. Your personal information will be collected, used, disclosed and/or processed by Yandem Tech Ltd for one or more of the following purposes:
    1. Processing your enquiries and application for account opening, services and products by Yandem Tech Ltd;
    2. Providing you with the services and products of Yandem Tech Ltd and Yandem Tech Ltd’s affiliates, business partners and related companies;
    3. Administering and/or managing your relationship and/or account(s) with InvestXD;
    4. Carrying out your instructions or responding to any enquiries by you;
    5. Carrying out due diligence or other screening activities (including background checks) in accordance with legal or regulatory obligations or risk management procedures (including but not limited to those designed to combat financial crime, know-your customer , anti-money laundering, counter-terrorist financing or anti-bribery), that may be required by law or that may have been put in place by Yandem Tech Ltd;
    6. Dealing in any matters relating to the services and/or products which you are entitled to under Yandem Tech Ltd General Terms and Conditions (including the printing and mailing of correspondence, statements, invoices, confirmations, advices, information, reports or notices to you, which could involve disclosure of certain personal data about you to bring about delivery of the same as well as on the external cover of envelopes/mail packages).
    7. The recovery of any and all amounts owed to Yandem Tech Ltd;
    8. The process of reviewing and approving the account(s), and the conduct of initial and anticipatory credit checks and assessments, relevant checks, ongoing assessment and verification of ongoing credit worthiness and standing;
    9. Preventing, detecting and investigating fraud, misconduct, any unlawful action or omission, whether relating to your application or any other matter relating to your account(s), and whether or not there is any suspicion of the aforementioned;
    10. Managing Yandem Tech Ltd’s infrastructure and business operations, and complying with policies and procedures that may be required by law or that may have been put in place by Yandem Tech Ltd, including those relating to auditing, finance and accounting, billing and collections, IT systems, data and website hosting, training, testing, business continuity, and records, document and print management;
    11. If consented by you via your registration or participation in any contest, lucky draw, campaign, promotion, event, survey or questionnaire, to administer and provide you with such activities. Some of these activities have additional terms and conditions, which could contain additional information about how we use and disclose your personal data, so we suggest that you read these carefully;
    12. Complying with applicable law in administering and managing your relationship with Yandem Tech Ltd.
    13. If consented by you in the application form(s), account opening document(s) and/or other methods of consent notification, provide for the dispatch of marketing information relating to financial or investment services or products offered by InvestXD and Yandem Tech Ltd’s affiliates, business partners and related companies (whether by InvestXD, Yandem Tech Ltd’s affiliates, business partners or related companies) which Yandem Tech Ltd thinks is of benefit or interest to you via your consented method(s) of communication;

  3. In carrying out one or more of the above Purposes, Yandem Tech Ltd may need to disclose your personal data to certain third parties, whether located within or outside Ghana, as such third parties would then be processing your personal data for one or more of the above Purposes. You hereby acknowledge and agree that your personal data will/may be disclosed by Yandem Tech Ltd to the following third parties (whether located within or outside Ghana) for one or more of the above Purposes and for the said third parties to subsequently process your personal data for or more of the above Purposes:
    1. Yandem Tech Ltd’s group of companies (including any other companies that would be opened in the future under Yandem Tech Ltd) and between each of them;
    2. To InvestXD’ (or Yandem Tech Ltd’s group of companies’ third party service providers or agents including but not limited to those who provides administrative, telecommunications, computer, payment or securities clearing or other services to Yandem Tech Ltd in connection with the operation of its business, mailing houses, telecommunication companies, marketing agents, call centres, data processing companies and information technology companies;
    3. Any credit reference agency, rating agency, business partner, insurer or insurance broker, direct or indirect provider of credit protection, bank or financial institution, and, in the event of default, to debt collection agencies;
    4. Any fund management companies, private equity companies and managers, other financial companies (e.g. for structuring / provision of services), external asset managers, service providers (e.g. alternative investment service providers) and financial service providers;
    5. Any credit bureau and/or its compliance committee and for such credit bureau and/or its compliance committee to disclose the personal information to third party or parties, including but not limited to its member banks or financial institutions;
    6. To Yandem Tech Ltd’s auditors and professional advisors including its solicitors;
    7. Any person to whom Yandem Tech Ltd is under an obligation to make disclosure under the requirements of any law binding on InvestXD or any of Yandem Tech Ltd’s affiliates or under and for the purposes of any guidelines issued by regulatory or other authorities with which InvestXD or any of Yandem Tech Ltd’s ‘affiliates are expected to comply with;
    8. Any person to whom disclosure is permitted or required by any statutory provision or law;
    9. Any permitted assigns;
    10. Yandem Tech Ltd’s successors in title;
    11. To any local or foreign regulatory body, government agency, statutory board, ministry, departments or other government bodies and/or its officials; and/ or
    12. Any stock exchange which is providing market data for the competition.

  4. If you do not wish for Yandem Tech Ltd to use your personal data or disclose your personal data for any of the above Purposes, you may withdraw your consent at any time by written notice to InvestXD, pursuant to the Personal Data Protection Act 2012 (Act 843) , however, depending on the circumstances and the nature/extent of your withdrawal, your withdrawal of consent may result in InvestXD’ inability to provide you with the services and products and hence may result in the termination of your relationship and/or account(s) with InvestXD or other consequences of a legal nature which may arise by virtue of your legal relationship with Yandem Tech Ltd.

  5. To the extent that the applicable law allows, you may request access to, and correction of, your personal information. You acknowledge that some personal information may be exempt from such access and correction rights in accordance with local personal data protection laws. You may wish to contact InvestXD at 0555687964 or email to info@investxd.com should you wish to request such access to, and/or correction of, your personal information.

  6. For the avoidance of doubt, in the event that Ghana personal data protection law permits an organization such as Yandem Tech Ltd to collect, use or disclose your personal data without your consent, such permission granted by the law shall continue to apply.

  7. You agree that where your written permission is required by law or otherwise for any such disclosure by Yandem Tech Ltd, the signing of the application form(s), account opening document(s), personal data consent form and/or other methods of consent notification, as well as in any other manner permitted by law shall constitute and be deemed to be sufficient written permission for such disclosure.

  8. Yandem Tech Ltd’s rights under this clause shall be in addition to and without prejudice to Yandem Tech Ltd’s other rights of disclosures available pursuant to any other statutory provision and in law and nothing herein is to be construed as limiting any of these other rights.