In order to avail the Services offered by or on the Website and start investing, Users are required to register for an investment account. This initial registration would involve creating a username which is a valid email and password (collectively, “Login Credentials”). Further, once the User decides to use all the functionality provided in the Website and decides to enroll for the investment purposes, in accordance with the KYC norms and regulatory requirements, user shall provide its name, gender, contact number, Identity details, Bank Account Details (including account number, bank name, etc) Address details (including a copy of the address proof).
InvestXD will require the customer to provide a virtual signature (physically on the mobile screen or an image of the signature on a plain white paper). InvestXD will use this signature only for the limited purpose of completing the enrollment process and it will not be used for any transactions other than filling forms for enrollment. This signature provided by the user will not be shared with any third parties.
InvestXD will require you to satisfy regulatory requirements while your bank details are required to honour your investment instructions. The above provided Registration Information/details shall be uploaded by the User in soft copy form on the Website at the time of enrollment. Once the information is received by InvestXD, the executive of InvestXD shall coordinate with the User, for obtaining an attestation or a remote verification via video conference from the Registered Users. Upon completion of the attestation/verification requirements, the documents shall be provided to the concerned regulatory authority for the purpose of opening an account for the transaction to be made by the Users.
InvestXD shall not be responsible, in the event, any discrepancy is found, in any of the information provided by the user, such as, mismatch of the information provided, shall lead to the rejection for opening of the account.
We may also ask for additional personal information from time to time to meet new regulatory requirements or to provide you with other benefits of our services. As always, the information that we seek will only be for the purpose stated.
We use this information to contact you and undertake activities that you have specifically authorised us to do.
As InvestXD have tie-up(s) with external payment gateways, for Electronic Payment Gateway facility, ONLY internet banking facility shall be offered for transaction on the Website, through a third party net banking service provider registered with the Bank of Ghana. InvestXD shall not collect your credit card number, CVV number, and expiration date, for any transactions on the Website.
Personal Information provided by the user belongs to the user. In the event, user wants to access or update any earlier provided information, user can change through entering the Website with its “Login Credentials” and make changes as required. Some of the changes made or proposed by the User may require user to provide documentary evidence. In any event, upon your written request, InvestXD has a legal obligation and will provide every registered user of the website and services with a readable copy of the personal data that we keep about you. As an added security measure and regulatory requirements, we may require additional proof of identity prior to such disclosure.
Remember to keep your Login Credentials safe and secret to prevent unauthorized access to your InvestXD account. If you think that the security of your InvestXD account has been compromised, change your password and contact us immediately for further assistance, on the following e-mail: info@Investxd.com
InvestXD uses the Information, which is received from Users to provide the Services and to enhance the overall experience of its users. Access to the Login Credentials, Registration Information, and any other personal information as provided by the users is restricted and used in accordance with specific internal procedures in order to operate, develop or improve our Services.
Under no circumstances, InvestXD will sell, distribute, trade, lease or rent the Personal Information of its users to anyone, for any reason(s). Also, we may provide aggregate statistics about our customers, sales, traffic patterns, and related Website information to reputable third-party vendors, but these statistics will, in no way, include any personally identifying information of our users.
All employees of the InvestXD, have been selected in accordance with our strict security policies and practices and are bound by confidentiality obligations. InvestXD employees are subject to stern disciplinary action, including termination, civil liability, and criminal prosecution, if they fail to meet any of these obligations, as stated.
InvestXD may also use third party vendors or service providers to help us provide services to you, such as couriering documents to you on our behalf or operating the payment gateway functionality of the website. Such third parties are required to maintain the confidentiality of the information we provide to them under contract and under law.
We may disclose your Personal Information in order to assist the Government Authority or in adherence to the Court or required by law to do so or to protect the interest of the InvestXD and/or any particular user(s), you authorize us to disclose your Personal Information in such cases.
“Cookies” are small files or small pieces of information that are stored by your browser on your computer’s hard drive. Most Web browsers automatically accept cookies, but you can usually change your browser to prevent that. Even without a cookie, you can still use most of the features at our Website.
Cookies allow web and mobile applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. We use traffic log cookies to identify which pages are being used. We may place Cookies in the browser files of your computer/mobile phone. The cookie itself does not contain Personal Information although it will enable the Website to relate your use of the Website to information that you have specifically and knowingly provided to the Website. The Cookies enable us to remember your choices and some data field contents which you would be required to fill-in. This may reduce your time to fill in information which is routine or repetitive in nature. Such information will also remain in our database.
You can choose to accept or decline cookies. Most web and mobile browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.
These third-party websites may use technology to send the advertisements that appear on the Website directly to User. InvestXD does not have access to or control over the cookies or other features that such third party websites may use, and the information practices of these third-party websites are not covered by this Policy. Therefore, InvestXD cannot be held responsible for the protection and privacy of any Information which User provides whilst visiting such websites of interest. Users shall contact them directly for more information about their privacy practices.
Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, or any other Users are those of the respective author(s) or distributors and not of the InvestXD.
When any user accesses its account information, we offer the use of a secure server. The secure server software (SSL) encrypts all information you input before it is sent to us. Furthermore, all of the customer data we collect is protected against unauthorized access.
We also need to make you aware that although we provide appropriate firewalls and protections, our systems are not hack proof. Data pilferage due to unauthorized hacking, virus attacks, technical issues is possible and Company takes no liabilities or responsibilities for it.
You agree that, all intellectual property including but not limited to copyright, trademark, any personal information, content, photographs, images, experience sharing, feedback, opinions that is voluntarily shared by you with us or uploaded on the Website are non infringing of any rights of third parties in whatsoever manner and you give us unrestricted, perpetual right of use of your such intellectual property for any purpose whatsoever.
InvestXD shall at all time, take all the reasonable precautionary measure to safeguards the Information provided by users, only on our Website.
The date of last revision appears at the top and all changes take effect immediately upon posting.
InvestXD is bound by the Data Protection Act, 2012 (Act 843), and comply with all its provisions. In accordance with the Data Protection Act, 2012 (Act 843) InvestXD is obliged to maintain reasonable security procedures to safeguard the user data received or provided by the User. In accordance with Data Protection Act, 2012 (Act 843) InvestXD is obliged to provide every registered user of the Website with a readable copy of the information that it keeps about you. If the user would like to have a copy of the same, user can reach out to InvestXD at info@Investxd.com